Sell With Confidence. Keep Your Legacy.

We are a principal-led private acquisition firm with a family office mindset and independent sponsor flexibility. We acquire established, cash-flowing small businesses—typically one per year—using a flexible capital stack that may include personal capital, seller financing, and senior debt. We operate with long-term ownership intent, focusing on stability, profitability, and operational excellence—not exits on a fixed timeline.

Continuity and care for your people. We keep proven management, bring systems and resources to grow cash flow, and run a respectful, on-time process. 

Established, profitable businesses in home services, construction, and business services; typical $1M–$5M purchase price. 

We do not buy standalone turnarounds. We may consider a turnaround as a tuck-in for an existing portfolio company in the same industry where integration can create a larger, profitable platform.

Usually SBA 7(a) senior debt plus equity; a seller note may be used where appropriate. Terms are tailored to the business and transition plan. 

We are open to either purchasing the operating real estate with the business or leasing it from the seller’s property entity/third party. Decision depends on the business model, lender requirements, appraisal/environmental, and after-tax considerations. For leases, we prefer market-rate NNN terms aligned with the loan term and renewals.

We prefer asset purchases. Common reasons: clearer separation from legacy liabilities, flexibility to leave behind non-core assets/obligations, and a tax basis step-up that supports depreciation/amortization of acquired assets. In some cases (licenses, contracts, or seller tax considerations), a stock purchase can be better—we will discuss options with you and your advisors.

We target 2.5x to 4.0x of normalized EBITDA, SDE, or free cash flow for the purchase price. Metric selection depends on the business: SDE for owner-operated companies, EBITDA for professionally managed teams, or FCF when capex or working capital needs are material. Companies with absentee-owners and existing strong systems and leadership merit the higher end of the range and can justify premiums.

Typical adjustments before applying a multiple include normalization for owner add-backs and one-time items, a quality-of-earnings view, and the working capital delivered at close. Range placement is driven by factors such as customer concentration, growth durability, margin quality, capex intensity, and the cleanliness of the books.
 

Illustration: if normalized EBITDA is $1.0M and the appropriate multiple is 3.25x, the indicated enterprise value is about $3.25M, subject to working capital and final terms.

• Three years financials + YTD: monthly P&L, balance sheet, and cash flow.
• Three years tax returns: complete federal returns with schedules.
• Customer mix & top 10: revenue by customer (3 years + TTM), % of total, contracts/tenure.
• AR/AP aging, payroll summary, key vendor list: 30/60/90 aging, payroll roll-up, and top vendors with annual spend.
• Org chart & key contracts: employment and major customer/supplier agreements, leases, and licenses.
• Addbacks & one-time items: schedule with dates, amounts, and rationale.
• Backlog (if applicable): by customer/project with timing and gross margin.

We retain teams and invest in tools, training, and practical technology to support them. 

Flexible. From a clean exit with a short handoff to a defined advisory period—case-by-case. Our priority is a smooth transition for employees and customers. 

Timelines vary by deal and lender. We run a focused, document-ready diligence process to move efficiently.

Typical 60–90 days; practical range 45–120 days. Final timing depends on lender processes, third-party items (e.g., appraisals), and responsiveness on both sides. We keep you updated weekly.

We default to long-term ownership, focusing on durable cash flow and steady operational improvements rather than quick flips. 

We use seller notes where they help bridge value and align interests, structured on market, lender-compliant terms (no rigid template). Working capital is set to a normalized “peg” based on historical seasonality (typically a T12 or appropriate seasonal average) with a customary true-up at closing and standard post-close adjustments.